Monthly Archives: August 2015

3 Perks Worth Negotiating For In A Job


All of us want a pay raise, especially in these financially trying times, but the “yes” for a fatter paycheck will undoubtedly be difficult to wrangle from employers. Non-monetary benefits, however, are a different can of worms. We already get some of the common ones, such as unpaid leave, company trips, and for some lucky, loyal ones, sabbaticals. But here ...

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11 Things You Should Know About Life Insurance


What most of us know about life insurance is that it heaps a huge pay-off upon the death of the insured, or upon expiry of the policy. However, there are more things you need to consider when you’re getting one, such as: 1. You need a higher death benefit than you think A million-ringgit policy may sound like a lot, ...

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Financial Issues Faced By Young Malaysians

You’ve been taught to believe that good academic performance equals a good job and a good life. How true is it? Entry-level pay for many jobs are far from lucrative, and young adults are finding it difficult to make ends meet now that they’ve been more or less cut off from their childhood personal banks (read: parents). So what financial ...

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How to Get Your Budget Back on Track


It’s almost too easy to burst your budget if you live toeing the line with your budget plan eating up every cent…then here comes someone’s birthday or wedding or dinner, and your “oops, just this once” moment tips your budget over the edge. This isn’t a problem if it occurs once in a while, since you’ll be able to compensate ...

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12 Successful Brands You Didn’t Know Are Malaysian


“Malaysia boleh!” is often exclaimed with a healthy dose of sarcasm and derision, but this time, we Malaysians really “boleh” – except that not everyone knows it. Oh, you know these brands, definitely. And stop thinking that they’re just another successfully imported brand, because they’re actually Made in Malaysia! 1. San Francisco Coffee You’re forgiven for thinking that San Francisco ...

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Are You Prepared to Retire?


If you’re like most people, you probably have been wondering whether or not you will really be able to retire at the age of 60, considering the somewhat volatile state of our country’s economy. For the self-employed, the answer is “any time”, so long as you can provide for yourself and your family…which doesn’t always happen early in life. Employees ...

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5 Things Medical Insurance Does Not Cover


If you once thought that medical insurance is your panacea to your medically-caused financial troubles, think again. There are some things that medical insurance does not cover, so read the fine print properly before you purchase one! 1. Pre-Existing Conditions A pre-existing condition is an illness or medical condition that existed before a insured person’s policy effective date. These medical conditions ...

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5 Movies That Teach Us About Money


There are so many lessons we can take away from movies besides their entertainment value, financial lessons included. Sometimes they are obvious; other times, they are subtle, not even mentioned in the movie, and apparent only in the actions of the characters. Observe how these movies treat money matters to get an idea: 1. Wall Street (1987) IMDB rating: 7.4/10 ...

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