Monthly Archives: May 2016

Can Credit Become the New Cash in Malaysia?

CASH V CREDIT

In the past, having not enough cash means you’ll have to save up until you can buy the item you want and pay the full amount up-front. Credit has changed that landscape. Today, credit usage is so rampant and sometimes so irresponsible that it has gotten the bad rap from financial advisers, but there are benefits to using credit, too, ...

Read More »

How to Fix Your CCRIS Report

heart-665183_640

Would you lend ten thousand ringgit to a stranger? If you just balked, don’t worry, that’s normal because RM10,000 is a lot of money. And while we’re along the same line of thought, have you ever wondered how banks dare to loan out thousands or millions of ringgit to people they don’t know? They may not know you personally, but ...

Read More »

Are You Ready to Invest in Unit Trusts?

easter-1237603_640

Have you decided to become more aggressive with your investments beyond fix deposits? A smart investor would tell you to not put all your eggs in one basket, so diversifying is definitely a good move. How you move, though, will determine whether your diversification will bring you profits or losses. If you’re thinking about trying your hand at unit trust ...

Read More »

A Brief Introduction to Car Insurance

axia-standard-perodua-car

For many of us, the car is our primary means of transport unless we own a motorcycle or have access to a more reliable mode of public transportation such as Kuala Lumpur’s LRTs. It’s also an expensive asset to acquire, ranking just below real estate and maybe your education, depending on where and what you studied. It’s basically a really ...

Read More »

Stop Being a Zombie at Work!

baby-1151351_640

All-nighters aren’t – and shouldn’t be – the habit of 9-to-6 office employees, whose jobs depend on productivity during the day. Sometimes it’s inevitable; other times, it’s a choice we make to break the monotony of the workweek. When we do, it’s important that our happy hour parties don’t interfere with our jobs the next day! Don’t Snooze Five more ...

Read More »

Are You Looking for the Picture-Perfect Phone?

apple-1283307_640

For you casual photography buffs out there, there’s hardly any need for you to lug a bulky camera around the next time you want to take pictures. Phone cameras have advanced so far that they’ve practically made cameras obsolete unless you’re doing photography for a living (and perhaps one day, not even then, who knows?). With the wealth of apps ...

Read More »

Irresistible Ways to Spend to Save

adult-18774_640

When we spend, we lose money, right? Not really. The first thing that flitted through your mind when you thought of spending to save is probably investments, and you’re right – except that the investments in question isn’t limited just to fixed deposits, unit trusts, real estate, or other typical investment vehicles you know. Sometimes you have to spend a ...

Read More »

Are Package Holidays the Real Deal?

gift-444518_640

Holidays are meant for you to relax and be stress-free.  That’s where package holiday deals come in. Want a holiday without the stress of pre-planning for it? Package holidays are the way to go. Are they worth it, though? They’re Pricier A package holiday is essentially a service rendered to you: a full holiday itinerary, plus accommodations, some meals, and ...

Read More »