Monthly Archives: July 2016

Visa vs MasterCard: What’s the Difference?

VISA MASTER

Featured image via PaymentDepot.com Get a good look at your card. There’s something there that you might have taken for granted so far: the Visa or MasterCard logo in one corner. Either one of them is on every bank card you own, and why’s that? Have you ever wondered how your card got its name? What are Visa and MasterCard? ...

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How to Benefit from Social Media

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The days of the dot com boom saw a surge of commercialisation of the virtual world, as well as online platforms that allow us to connect, share and interact with people across the globe. Today, such social media has grown far beyond your personal bubble. Today, both worlds collide as marketers have learned to appreciate social media as a fast-growing ...

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What is OPR and How Does It Affect You?

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Featured image via The Star Online 2015 hasn’t been very kind to Malaysia’s economy and 2016 looks to fare just a little better. Our currency is the worst-performing currency in South-East Asia, the price of crude oil still isn’t improving too much, and the Goods and Services Tax (GST), which may help government coffers, is very burdensome to the average ...

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Seven Things Your Bank Will Never Ask You

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The existence of banks have made large-scale purchases more of a convenience than ever, and cards are heaven-sent pieces of plastic when you’re caught in an unexpected financial crisis. However, our dependence on banks also leaves us vulnerable to deceit. Educate yourself on banking procedures so that you’ll be able to catch the scams before you become a victim. Contacting you ...

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Is it Safe to Buy Phones Online?

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The availability of e-shopping has opened up a world of opportunities. No longer are we constrained by geographical limitations for our purchases; everything, from services to books and other paraphernalia, can be booked, if not outright bought, online, via your computer, tablet, or mobile phone. Even those Internet-enabled devices themselves can be bought online! The convenience of being able to ...

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4 Syariah-Compliant Investment Plans For Everyone

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Featured image via WorldOfTravel Normal avenues for investment aren’t available to Muslims due to the presence of unsury (riba), gambling (maisir) and ambiguity (gharar). To compensate for this, Malaysia has made available several Islamic investment products that are free of these influences. These investment plans can also be purchased by all non-Muslims. 1. Islamic REITS (i-REITs) Malaysia was the first ...

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Is Your Phone Worth its Price Tag?

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  We can’t seem to live without our phones nowadays, whether it’s for their camera-and-videocam function, 24/7 Internet connectivity, or plain old calls and SMS. A phone’s price tag seems justified when you consider the fact that it can essentially replace your video recorder, camera, alarm clock, planner, tablet, watch, sketchpad, MP3 player, and a whole host of other things ...

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Living Trusts vs Wills — Which One’s Better?

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  They may serve the same final purpose, but living trusts and wills employ different means of getting there. As part of your financial management arsenal, they both help to distribute your assets upon your passing, but with different requirements. Living Trusts Defined Living trusts are essentially contracts between the creator of the contract (called a grantor, trustor or settlor), ...

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