Credit & Loans

Samsung Pay is Launching Tomorrow!


Featured image via Samsung Malaysia Are you looking for a chance to win a Samsung Galaxy S7 Edge or a Galaxy Wireless Charger? Then head over to KLCC Centre Court between tomorrow and next Tuesday (24 February 2017 — 28 February 2017) to attend the launch of the Samsung Pay service and try grab them! What is Samsung Pay? Samsung ...

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Your Credit Score is Going Public!


Yes, you read that right: your credit score can now be accessed as easily as opening a phone app, at least for the first 100,000 app users. Malaysian credit reporting agency CTOS launched its CTOS app that provides information on your identity verification, business exposure, repayment behaviour, legal actions, case status, and bankruptcy information for the past 24 months, according ...

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Beware: Bogus Email Alert!


Featured image via You’ve been cautioned to be wary of strangers, whether they come in person, call, SMS, or email forms, and you’re right to take precautions. Falling victim to scams will leave you with cases of identity theft, stolen money, personal details, and much more besides, depending on which scam you fell for. The latest form of these ...

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Financing Your Home is About to Get Easier


The term end-financing has been cropping up quite often recently in the wake of the recently-announced Budget 2017, most notably in the promise of a step-up end-financing scheme that will make home acquisition easier for first-time home buyers. But to the initiated, what exactly is end-financing, and how does it help? End-Financing End-financing is basically a loan the average Malaysian ...

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How Valuable Are Your Points and Air Miles?


Credit cards come with a whole host of benefits, from discounts and cash rebates to points and air miles. Cash rebate cards are getting more popular nowadays due to the ease and flexibility with which you can use the reward, since the rebate comes in the form of virtual cash in your account. However, that doesn’t mean that points and ...

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Does Your Credit Score Define You?


If you’re here, you’ve probably been trawling the World Wide Web for information on personal finance, credit cards, loans, mobile phones, broadbands, or insurance. And you’ve probably stumbled upon the terms ‘credit score’ and ‘credit health’ more times than you can count. So is your credit score truly the be-all-end-all for you? Financial Institutions: YES Image via The Star Online ...

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Car Loans 101: Costs


Featured image via Etsy Unless you either have a silver spoon in your mouth or are a meticulous financial planner who’s saved up just enough to buy your car in cash, chances are you’ll be borrowing money from the bank in order to make that dream car yours. Cars are usually bought via the hire purchase method, which means that ...

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