Five Numbers Everyone Needs To Know


Working a job, getting paid, and saving part of that pay isn’t all that you need to know about your financial situation. You’ll need your salary (or profits) to sustain you even in the case of emergencies, or after you retire, so here are five numbers you should always be aware of when managing your finances. 1. How Much Money ...

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10 Reasons Why You Should Use Credit Cards


Did you know that your credit cards are more than just a near-endless pocket of money to be swiped? From the moment you sign up for one, you are eligible for all sorts of treats tailored to entice you to spend more. Risk of impulse purchases aside, there are actually several very strong reasons for you to get a credit card ...

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6 Ways to Minimise Wedding Debt


Weddings are getting more expensive nowadays, and it isn’t just due to inflation or GST. Standards have been climbing when it comes to people’s expectations of a ‘great wedding’, and every bit of those standards incur extra costs for soon-to-be newly-weds. Wedding debt can grow to quite the significant amount – and all of that just for one, maybe two, ...

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Credit Cards In Malaysia – Frequently Asked Questions


What Is A Credit Card? A card issued by a financial company, usually a bank to give the holder an option to borrow funds to complete purchases. Credit cards are primarily used for short-term financing and charge interest. The interest usually begins one month after making a purchase and credit limit is set according to the holder’s credit rating. Image ...

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10 Tips To Consider Before Buying Your First House


Ask any employee about what their dreams are and chances are they’ll tell you that one of their dream is to move into their own home. For first-time home buyers, nothing can be as exciting as finally getting the keys to a house you can call your own. There’s that thrill you get when viewing a property for sale. Images ...

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8 Basic Money Lessons Everyone Should Know!


Save some, spend some. Therein lies the most basic principle of money. In reality, though, you’ll need to learn how to do both properly in order to remain financially stable, so here’s a quick run-down on what you should know: 1. How to think about money When it comes to money, many people have complicated feelings about it. Some feel ...

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5 Reasons You Should Get A Second Credit Card


The credit card is an awesome and terrifying invention. Awesome, because it allows us to purchase goods and services without lugging around stacks of cash; terrifying, because it’s so easy to overspend when your cash outflow appears to be nothing more than numbers on a receipt. The interest rates on the unpaid amount can “snowball” you. So if one’s bad ...

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How to Invest Small Amounts of Money


Starting small is a lot easier and logical than starting big. The same principle applies to investment. When you’ve a bit of money left over, and you’re hoping to start making it grow, either directly or indirectly, here are some ways to start investing, even if your amount is just around RM3,000; it’s still better than nothing! Build an Emergency ...

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