insurance2019

Insurance, Tax Relief, and Budget 2019

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Budget 2019 was announced last Friday, 2nd November 2018, amid much curiosity and anticipation over the newly-minted government’s financial plans. There are some good news, some not-so-good news, and some neutral, but luckily for your insurance, the news is all good! So what’s in store for you in 2019? Stamp Duty Exemption on Perlindungan Tenang […]

pidmdebunked

PIDM Myths Debunked!

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Savings with major banks in Malaysia often have this sweet-sounding phrase included: XX bank is eligible for protection by PIDM. Today, let’s debunk some myths about PIDM so that you can know it better! What is PIDM? Image via Smart Investor PIDM refers to Perbadanan Insurans Deposit Malaysia, a Government agency established to administer a […]

ethijari

Save for Haj with e-THiJARI

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Featured image via e-THiJARI For Muslims, a pilgrimage to Mecca is a rite of passage and a responsibility for those who can afford it. The pilgrimage, or ‘menunaikan haji’ in Malay, refers to the act of visiting an important and revered place (Mecca). Image via Universitas Abulyatama What is the Role of Tabung Haji? Tabung […]

mobile-apps

How Do Free Mobile Apps Make Money?

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Aren’t you curious how apps that are totally free on the App Store or Google Play make money? What makes free apps worth its developer’s time? ‘Free’ and ‘earning money’ seem like paradoxes; how can you earn from something that’s free? The immediate answer for that is advertising or in-app purchases, but there are in […]

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The Power of Teen-Driven E-Commerce

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The millennials may have the older generations shaking their heads, but their successors, Generation Z, are those who have fully breached the divide between the pre- and post-dot.com boom. Generation Z are the children who have grown up entirely familiar with electronic gadgets, the Internet, smartphones, and tablets, and they’re now entering their adolescent years. […]

simplify

Simplify: Your Best Friend for Data!

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Have you ever been frustrated looking for much-need Wi-Fi overseas? Thanks to Malaysian entrepreneur Yen Pei Tay, that may soon be a thing of the past. His app, Simplify, aims to do away with the furious hunt for cheap Wi-Fi (or any Wi-Fi zone, for that matter) whenever you’re overseas or simply lacking your own […]

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What’s the Deal with EPF’s Akaun Emas?

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The way EPF handles your monthly monetary contributions is about to change. Previously, both you and your employer (if any) funnel those contributions to EPF, who then splits that amount 70:30 respectively into Account 1 and Account 2. Account 1 stood for the amount that you cannot withdraw no matter what until you’re 55 or […]