Insurance, Tax Relief, and Budget 2019

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Budget 2019 was announced last Friday, 2nd November 2018, amid much curiosity and anticipation over the newly-minted government’s financial plans. There are some good news, some not-so-good news, and some neutral, but luckily for your insurance, the news is all good! So what’s in store for you in 2019? Stamp Duty Exemption on Perlindungan Tenang […]


What’s the Deal with EPF’s Akaun Emas?

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The way EPF handles your monthly monetary contributions is about to change. Previously, both you and your employer (if any) funnel those contributions to EPF, who then splits that amount 70:30 respectively into Account 1 and Account 2. Account 1 stood for the amount that you cannot withdraw no matter what until you’re 55 or […]


EPF (Employees Provident Fund) – Frequently Asked Questions

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What is EPF? EPF stands for Employees Provident Fund, or KWSP (Kumpulan Wang Simpanan Pekerja) in Malay, and it is Malaysia’s compulsory savings plan and retirement plan created under Employees Provident Fund Act 1991 (Act 452). Who Becomes an EPF member? Any employee working in the private sector, as well as those working in the […]