How early is too early, and how late is too late? Insurance is a tricky thing at best, and you’ll probably be struggling to decide between your budget and the need to be protected. Without further ado, here are several considerations about the best timing to finally get that medical insurance! When You Receive Your […]
Life insurance is a safety net for your dependents if you’re unexpectedly no longer around to take care of them. The pay out that your beneficiaries will receive may be used to pay for funeral costs, mortgage payments, loan payments, and other expenses, while tiding them over until they adjust to life without you as […]
On the surface, insurance sounds straightforward: it pays out a certain sum to your beneficiaries upon the triggering of certain events. Insurance is actually a little bit more complicated than that. Did you believe in any of these myths? No Dependents, No Need for Insurance Ah, the beauty of being single. The lack of dependents […]
We’ve all come across websites trumpeting significant price drops for big purchases such as cars in Malaysia’s current zero-rated GST environment. However, most of these expensive purchases also necessitate insurance – so how is insurance faring with zero-rated GST? Brief GST Timeline The 6% Goods and Services Tax, or GST for short, was introduced between […]
Any sort of insurance is purchased to act as a “safety net” – to protect a person and/or their assets in the event of unforeseeable incidents. The incidents that are claimable will be described in full in your insurance policy. If a need to claim ever arises, the insurance company will either pay out a […]
What most of us know about life insurance is that it heaps a huge pay-off upon the death of the insured, or upon expiry of the policy. However, there are more things you need to consider when you’re getting one, such as: 1. You need a higher death benefit than you think A million-ringgit policy […]
