Home Loan

Financing Your Home is About to Get Easier


The term end-financing has been cropping up quite often recently in the wake of the recently-announced Budget 2017, most notably in the promise of a step-up end-financing scheme that will make home acquisition easier for first-time home buyers. But to the initiated, what exactly is end-financing, and how does it help? End-Financing End-financing is basically a loan the average Malaysian ...

Read More »

Should You Consider Joint Home Ownership?

Joint Loan

  Unless you’re born with a silver spoon in your mouth, a mortgage loan for a property is a decades-long commitment, one that you may not be able to qualify for by yourself at the present time. When that happens, you can choose to either wait a while longer to build up your savings and credit rating, or to co-sign ...

Read More »

What Is Loan-to-Value Ratio?


The loan-to-value (LTV) ratio, also known as the margin of finance is a calculation used to estimate how much you owe compared to your asset’s current market value. It is usually used to evaluate the risk in a mortgage loan. In most cases, the appraised value is the same as the selling price, but the bank will request for an ...

Read More »

10 Tips To Consider Before Buying Your First House


Ask any employee about what their dreams are and chances are they’ll tell you that one of their dream is to move into their own home. For first-time home buyers, nothing can be as exciting as finally getting the keys to a house you can call your own. There’s that thrill you get when viewing a property for sale. Images ...

Read More »