Home Loan

Financing Your Home is About to Get Easier

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The term end-financing has been cropping up quite often recently in the wake of the recently-announced Budget 2017, most notably in the promise of a step-up end-financing scheme that will make home acquisition easier for first-time home buyers. But to the initiated, what exactly is end-financing, and how does it help? End-Financing End-financing is basically a loan the average Malaysian ...

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Should You Consider Joint Home Ownership?

Joint Loan

  Unless you’re born with a silver spoon in your mouth, a mortgage loan for a property is a decades-long commitment, one that you may not be able to qualify for by yourself at the present time. When that happens, you can choose to either wait a while longer to build up your savings and credit rating, or to co-sign ...

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What Is Loan-to-Value Ratio?

Loan-To-Value-Ratio

The loan-to-value (LTV) ratio, also known as the margin of finance is a calculation used to estimate how much you owe compared to your asset’s current market value. It is usually used to evaluate the risk in a mortgage loan. In most cases, the appraised value is the same as the selling price, but the bank will request for an ...

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10 Tips To Consider Before Buying Your First House

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Ask any employee about what their dreams are and chances are they’ll tell you that one of their dream is to move into their own home. For first-time home buyers, nothing can be as exciting as finally getting the keys to a house you can call your own. There’s that thrill you get when viewing a property for sale. Images ...

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