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Your Credit Score is Going Public!

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Yes, you read that right: your credit score can now be accessed as easily as opening a phone app, at least for the first 100,000 app users. Malaysian credit reporting agency CTOS launched its CTOS app that provides information on your identity verification, business exposure, repayment behaviour, legal actions, case status, and bankruptcy information for […]

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What’s the Deal with EPF’s Akaun Emas?

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The way EPF handles your monthly monetary contributions is about to change. Previously, both you and your employer (if any) funnel those contributions to EPF, who then splits that amount 70:30 respectively into Account 1 and Account 2. Account 1 stood for the amount that you cannot withdraw no matter what until you’re 55 or […]

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5 Money Moves to Make Young

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  Financial security is something that most people don’t start thinking about until they are much older. Bad move. Indulging in bad money habits when young is something you’ll regret when you’re past your prime and peak earning power.  How you conduct yourself and your money at a young age will determine your financial situation […]

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Seven Things Your Bank Will Never Ask You

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The existence of banks have made large-scale purchases more of a convenience than ever, and cards are heaven-sent pieces of plastic when you’re caught in an unexpected financial crisis. However, our dependence on banks also leaves us vulnerable to deceit. Educate yourself on banking procedures so that you’ll be able to catch the scams before you […]