Property

Financing Your Home is About to Get Easier

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The term end-financing has been cropping up quite often recently in the wake of the recently-announced Budget 2017, most notably in the promise of a step-up end-financing scheme that will make home acquisition easier for first-time home buyers. But to the initiated, what exactly is end-financing, and how does it help? End-Financing End-financing is basically a loan the average Malaysian ...

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Should DIBS be Reintroduced?

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Housing affordability is a major issue for many Malaysians today. Our properties are actually considered severely unaffordable, according to Khazanah Malaysia. We’re hitting nearly twice the maximum median affordability of homes, at a 5.5 median in some places, when the median ceiling is just three times a Malaysian’s median income. As such, the government has been trying to cool the ...

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Secure Your Holiday Accommodations!

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What can possibly be worse than missing a flight or losing your luggage at the airport? Nothing much – but being cheated of your holiday’s accommodations probably comes a close third, since without them you literally don’t have a place to stay! Sometimes it’s due to something as innocuous as accidental overbooking online, but other times, there really are people ...

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7 Ways to Prepare Your House for Sale

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Trying to sell off a pre-loved home? No one likes a messy house, least of all prospective buyers. To make your house more sellable, though, you need it to be more than just spick and span. Here are several other preparation tips to get started: Make Repairs and Upgrades All those things that you said you’d fixed someday needs to be ...

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Walkability and Property Prices

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Are you a property hunter on the prowl for profitable properties to invest in? As pretty much any investor will tell you, it’s all about the location, location, location. Traditionally, this meant that your potential property should preferably be located in the ‘hot’ part of town, near various public amenities, offices, tertiary educational institutions, or at least one of the ...

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Should You Buy Your Child a Home?

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  Children are expensive from the moment of their conception. Financial advisor Yap Ming Hui quoted RM1,500,000 as the amount you’ll need to see a child through their tertiary education in urban areas, and that figure may well blow up by the time your young child grows into a teenager in a decade. It’s normal to want a smooth start ...

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Should You Consider Joint Home Ownership?

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  Unless you’re born with a silver spoon in your mouth, a mortgage loan for a property is a decades-long commitment, one that you may not be able to qualify for by yourself at the present time. When that happens, you can choose to either wait a while longer to build up your savings and credit rating, or to co-sign ...

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