4 Reasons Why Smartphones Are An Investment


Maybe you’re one of the growing minority who doesn’t believe in getting a smartphone since you think none of its tech-charged goodies is anything you need. Sure, as far as the basics go, both old-school phones and smartphones offer 24/7 connectivity and the occasional gaming spree, but smartphones can do so much more for you that it’s worth it to ...

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6 Ways to Minimise Wedding Debt


Weddings are getting more expensive nowadays, and it isn’t just due to inflation or GST. Standards have been climbing when it comes to people’s expectations of a ‘great wedding’, and every bit of those standards incur extra costs for soon-to-be newly-weds. Wedding debt can grow to quite the significant amount – and all of that just for one, maybe two, ...

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Credit Cards In Malaysia – Frequently Asked Questions


What Is A Credit Card? A card issued by a financial company, usually a bank to give the holder an option to borrow funds to complete purchases. Credit cards are primarily used for short-term financing and charge interest. The interest usually begins one month after making a purchase and credit limit is set according to the holder’s credit rating. Image ...

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6 Reasons To Give Your Children An Allowance


At one point, your children will start leaving the home to attend school, college or university. They’ll start hanging out with friends. They’ll get new hobbies. And for parents, all those mean one thing: your children will need more money. And yet, if they’re used to asking you for money whenever they need it, what are you teaching them? Is giving them ...

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10 Tips To Consider Before Buying Your First House


Ask any employee about what their dreams are and chances are they’ll tell you that one of their dream is to move into their own home. For first-time home buyers, nothing can be as exciting as finally getting the keys to a house you can call your own. There’s that thrill you get when viewing a property for sale. Images ...

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8 Basic Money Lessons Everyone Should Know!


Save some, spend some. Therein lies the most basic principle of money. In reality, though, you’ll need to learn how to do both properly in order to remain financially stable, so here’s a quick run-down on what you should know: 1. How to think about money When it comes to money, many people have complicated feelings about it. Some feel ...

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6 Lessons that Turn Kids into Money-Savvy Adults


You want your kids to grow up into financially-conscious adults, but teaching financial lessons to precocious children can be a test of patience and frustration. They have short attention spans. On the bright side, they’re also highly adaptable, so there’s a chance they’ll pick up the lessons you’re implying without them knowing it. Here are 6 lessons that can teach ...

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EPF (Employees Provident Fund) – Frequently Asked Questions


What is EPF? EPF stands for Employees Provident Fund, or KWSP (Kumpulan Wang Simpanan Pekerja) in Malay, and it is Malaysia’s compulsory savings plan and retirement plan created under Employees Provident Fund Act 1991 (Act 452). Who Becomes an EPF member? Any employee working in the private sector, as well as those working in the public sector as a non-pensionable ...

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